Energy efficient mortgages (EEMs) are mortgages with special underwriting guidelines that can make it easier for borrowers to qualify for a loan to purchase a home that features cost-effective energy efficient improvements. For example, one common EEM allows the lender to increase the borrower's annual income by a dollar amount equal to the estimated energy savings. EEMs allow lenders to make larger loans, more loans, and safer loans. For more information on different types of EEMs visit our EEMs web page. To find an energy efficient mortgage lender, visit our Homes Locator Tool.
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energy efficient products
ENERGY STAR products are independently certified to save energy without sacrificing features or functionality. Saving energy helps prevent climate change. Look for the ENERGY STAR label to save money on your energy bills and help protect our environment.
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ENERGY SAVINGSat home
energy savings at home
Improving your home's energy efficiency with ENERGY STAR can help to lower high energy bills, improve comfort and reduce greenhouse gas emissions. Learn about the many ways to save in your home and track your progress with "My ENERGY STAR" - your new dashboard to savings.
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ENERGY EFFICIENTnew homes
energy efficient new homes
A new home that has earned the ENERGY STAR label has undergone a process of inspections, testing, and verification to meet strict requirements set by the US EPA. ENERGY STAR certified homes use 15-30% less energy than typical new homes while delivering better comfort, quality, and durability.
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ENERGY STRATEGIES FORbuildings & plants